SGRT

SGRT Token

SGRT

GOLDCONNECT Future Gold, traceable and structured for institutional investors.

NMCDI – Non-Monetary Contractual Digital Instrument

SGRT is a contractual, non-monetary, permissioned digital instrument backed by future gold production generated under the GOLDCONNECT Initiative of the National AXIS Program in the Democratic Republic of the Congo (DRC). It is intended exclusively for qualified or institutional investors through private over-the-counter (OTC) placements, subject to the applicable contractual, regulatory, and compliance approvals.

A sovereign digital currency backed by gold, designed as a medium to long-term private placement solution for accredited investors, institutional investors, private banks, insurers, hedge funds, family offices, and ESG funds seeking real asset exposure, disciplined backing, and a transparent conversion framework.

Any allocation request is subject to KYC/KYB verification, AML/CFT compliance, sanctions screening, jurisdictional restrictions, contractual documentation, and all applicable regulatory approvals. No allocation, delivery, conversion, or liquidity is guaranteed prior to formal acceptance. Subject to the Regulatory Notice.
Medium and long-term investment • 1 SGRT = 1 gram of future gold • Debt-free financing structure

Investor perspective

SGRT pre-sale

Underlying

1 SGRT

Represents a contractual reference unit corresponding to 1 gram of future gold.

Reference price

USD 100

by SGRT during the pre-sale

Pre-sale window

April 15 – October 15, 2026

OTC private placement

Open interest

5,000,000 SGRT

limited supply

Transactions are conducted exclusively in OTC format, through over-the-counter purchase and sale agreements negotiated with Phoenix Capital and processed on the MACC Pay digital platform.
Promise

Protect. Generate. Convert.

The SGRT is designed to provide a structured future economic exposure to a traceable gold value chain, with an option for progressive conversion once the gold has been extracted, certified, refined, and allocated.

Any functionality relating to payments, transactional conversion, or use within AXIS FLOW remains subject to the prior qualification or authorization of the competent authorities, including the Central Bank of the Congo (BCC) where required.

The SGRT does more than simply replicate exposure to the price of gold. It transforms gold into a more comprehensive asset: a gold-backed store of value designed for wealth accumulation; a natural annual return in the form of forest carbon credits; an economic right to primary gold production; progressive convertibility into Swiss investment gold; and digital utility via a gold-indexed payment ecosystem.

Protect

A gold-backed store of value, designed for wealth accumulation and built on a tangible, sovereign, and traceable foundation.

Produce

A natural annual yield in the form of forest carbon credits, combined with an economic right to actual, organized production.

Convert

A phased conversion plan to the SGCT, equivalent to 1 gram of 99.9% investment gold held in custody.

Use

A digital utility via DYME, a fractional gold unit integrated into a gold-indexed payment ecosystem.

An Annual In-Kind Return Through Carbon

The FCRT/MACC Token pairing represents a distinct and conditional mechanism that depends on the effective generation, verification, and certification of carbon credits. It does not constitute a guaranteed financial return, a promise of liquidity, or a redemption obligation.

The FCRT is the digital representation of a carbon reserve contained within the forests of the Congo Basin dedicated to the MACC initiative.

The MACC Token is the digital representation of a future carbon credit generated by the MACC initiative. This mechanism enables SGRT holders to benefit from an annual in-kind carbon return, complementing their primary exposure to gold.

In Simple Terms

✓ 1 SGRT represents a contractual reference unit corresponding to 1 gram of future gold.
✓ 1 SGRT is paired with 1/2 FCRT.
✓ 1/2 FCRT represents a digital carbon reserve linked to the forests of the Congo Basin.
✓ 1/2 FCRT generates 1 MACC Token per year.
✓ 1 MACC Token represents 1 future carbon credit generated by the MACC initiative.

The SGRT therefore combines a gold-backed store of value with annual exposure to future carbon credits generated by the MACC initiative.
* Subject to measurement, verification, certification, and registration.

Intrinsic value

Real value, beyond mere digital representation.

The intrinsic value of the SGRT is based on a founding principle: the asset derives its substance not from a mere digital or speculative mechanism, but from a real, identifiable, and economically transparent underlying asset. Gold serves as the asset’s foundation, within a framework where digital value remains continuously linked to a physical, productive, and traceable reality.

This intrinsic value is reinforced by a disciplined chain of production, security, refining, storage, and conversion. The SGRT is therefore not an abstraction: it embodies a structured right grounded in a tangible asset, backed by sovereign logic, flow governance, and a long-term strategy.

Tangible Underlying Asset

An investment based on gold as a real, scarce asset that is universally recognized as a means of preserving wealth.

Credible architecture

A value underpinned by actual production, by the disciplinary backing of reserves, and by a conversion logic that remains clear over time.
Private Capital & Development
By translating grassroots natural resources into financial terms, the SGRT also serves as a structured, debt-free financing mechanism capable of supporting sustainable development while keeping value anchored in real assets.
Positioning

A real reserve. Disciplined backing. A private capital approach.

The SGRT is based on a clear institutional proposition: to mobilize private capital using real assets, without separating the creation of financial value from the intrinsic value of the underlying asset. Here, gold is not merely a numerical abstraction; it constitutes the tangible foundation of a sovereign reserve architecture, a debt-free financing mechanism, and a medium and long-term vehicle geared toward wealth preservation and sustainable development.
Safe-haven asset
An investment based on gold as a cornerstone of wealth: tangible, scarce, universally understood, and historically recognized as a means of protection.
Sovereign leverage
A framework designed to leverage natural resources from the grassroots level to support structured development financing, without primarily relying on traditional debt and its interest burden.
Investment-ready impact
The capital invested is linked to a physical, digital, and financial chain capable of integrating gold, carbon, and economic inclusion into a single model.
The foundation

1 SGRT represents a contractual reference unit corresponding to 1 gram of future gold.

Each SGRT represents 1 gram of future gold within a reinforced sovereign framework in which 1 gram of extracted gold is supported by 4 grams of underground gold reserves. This 4:1 ratio constitutes an institutional, non-financial support mechanism rather than public debt or a government guarantee, providing the SGRT with greater asset depth and structural resilience than a simple digital representation of gold.

The SGRT is therefore designed as a medium- to long-term capital preservation instrument, backed by gold as a safe-haven asset while being integrated into a productive, disciplined, and fully traceable ecosystem.

The backing

A system built to last

The SGRT is based on a disciplined production and reserve architecture. Gold sourced from GOLDCONNECT is tracked, audited, secured, refined to the LBMA 999 standard, and then allocated according to a specific formula: 25% of the volume is allocated to strategic reserves intended to support the SGRT’s convertibility; 75% is directed toward a reserve pool dedicated primarily to SGRT holders.

This allocation serves two essential functions: building the reserve necessary to open conversion starting in year 6 and maintaining a direct link between invested savings and actual gold production.
Reserve & Protection

A multi-layer reserve ensuring the backing, liquidity, and long-term continuity of the SGRT/FCRT.

The SGRT/FCRT Protection Reserve is funded by a portion of the gross proceeds generated from SGRT issuances. It represents a minimum of 25% of the gross proceeds, with a prudential target of up to 40% to provide enhanced protection covering the gold backing, SGRT conversion liquidity, FCRT-related mechanisms, and the operational continuity requirements of the AXIS Program. This 30% reserve is structured as a multi-layer reserve, segmented according to a clear prudential framework:
Reserve Component Indicative Allocation Function
SGRT Liquidity Reserve 10% To support SGRT conversions, partial redemptions, exit requests, SGRT/SGCT arbitrage transactions, and temporary market liquidity needs.
Gold Protection Reserve 15% To cover extraction delays, temporary mining production shortfalls, and the purchase or replacement of equivalent physical gold.
FCRT / Carbon Reserve 12% To support the redemption or offsetting of FCRTs, based on an indicative value of USD 3.00 per carbon credit.
Insurance / Crisis / Compliance Reserve 3% To cover insurance, logistics, security, audit, compliance, country risk, custody, crisis management, and operational continuity expenses.
This structure clearly distinguishes the respective functions of each reserve component. One portion is dedicated to SGRT liquidity, another to protecting the gold backing, a third to FCRT/carbon compensation, and a final portion to insurance, regulatory, logistical, and operational coverage.

Where the carbon credits expected under the FCRT mechanism are not generated, certified, or delivered in accordance with the Program parameters, the SGRT/FCRT Protection Reserve supports a redemption or compensation mechanism for the affected FCRTs, based on an indicative value of USD 3.00 per carbon credit, subject to the conditions, limits, timelines, and procedures set out in the Program documentation.

This mechanism provides SGRT/FCRT holders with an additional layer of protection equivalent to a target annual economic bonus of 3%, when the SGRT is subscribed at the reference price of USD 100 per SGRT. This bonus does not constitute an unconditional promise of financial return. Rather, it is a protection and compensation mechanism that may be activated in the event of a failure relating to the carbon credits, subject to the available balance of the SGRT/FCRT Protection Reserve and the applicable Program rules.

Accordingly, the SGRT is not solely backed by future gold production. It is supported by a prudential framework combining a protection reserve of up to 40% of the gross proceeds from SGRT issuances, overcollateralization of the gold backing, diversification of gold production sources, physical or monetary reserves, replacement mechanisms, insurance or banking coverage, together with an additional protection mechanism linked to the FCRT structure and carbon credits.

The SGRT/FCRT Protection Reserve is an internal operational continuity and risk mitigation mechanism. It does not guarantee redemption, financial return, price, liquidity, or automatic compensation. Its use is conditional, limited, contractually documented, and governed by the applicable Program rules.

This framework contributes to mitigating mining, logistical, carbon, climate, country, regulatory, and market risks, while providing holders with a transparent, compartmentalized protection structure governed by clearly defined allocation rules.
Overview

A comprehensive chain: physical → digital → financial

The SGRT model is based on four interconnected components, designed as a seamless architecture for transforming physical assets into investment instruments.
01

Real asset

Gold and carbon from local regions and grassroots communities: a tangible, strategic asset that delivers sustainable economic value.
02

Field infrastructure

GOLDCONNECT organizes the collection, processing, traceability, and security of data flows through a vertically integrated approach.
03

Tokenization

SGRT and FCRT convert tangible assets into programmable, verifiable, and financeable digital instruments.
04

Market and financing

Private capital funds a model based on real assets rather than debt, within a continuous physical → digital → financial chain.
Access

A right to the flow, not just the stock.

The SGRT also provides access to a rare feature in the world of gold investment: a preferential right to newly produced gold.
The Access Pass may provide a conditional preferential right to access certain volumes of GOLDCONNECT primary gold, subject to availability, regulatory compliance, contractual documentation, allocation rules, production capacity, and KYC/AML validation.

No availability, discount, delivery, or allocation is guaranteed except under a specific contractual agreement. Subject to the Regulatory Notice.

This feature gives the SGRT additional utility: beyond mere ownership, it opens the possibility of building a reserve of physical gold at a preferential price.

Through an Access Pass in the form of an NFT, the holder gains access to primary gold from the GOLDCONNECT initiative, with a guaranteed 5% discount on the market price. This mechanism should be understood as a right to the flow of production, not merely to a passive stock.


This feature gives the SGRT additional utility: beyond mere ownership, it opens the possibility of building a reserve of physical gold at a preferential price.

Access Pass
Preferred access
Access to GOLDCONNECT primary gold
Economic advantage
Preferential terms may be available under a specific contract
Wealth management strategy
Build a physical reserve at a preferential price
Why SGRT

An investment structure designed for discerning investors.

The SGRT combines, within a single vehicle, a gold-backed reserve of value, a natural yield, access rights to primary production, monetary utility, and a conversion pathway to investment gold. It positions itself less as a simple token and more as an investment structure that integrates real assets, a backing mechanism, conversion flexibility, and private markets logic.
✓ 1 SGRT represents a contractual reference unit corresponding to 1 gram of future gold.
✓ 4:1 ratio guaranteed by the government
✓ 1 annual MaccToken per SGRT
✓ Preferential access to primary gold with a 5% discount
✓ Option to convert to SGCT starting in year 6
✓ Convertibility to DYME (0.01 g of gold)
✓ Exclusive OTC private presale via MACC Pay
✓ Negotiable volume discounts
Liquidity

Transfer Restrictions and Absence of Guaranteed Liquidity

The SGRT is designed as a medium to long-term savings investment. However, it is not static.
During the pre-sale phase, the SGRT is traded exclusively on an OTC basis, through purchase/sale agreements negotiated directly between the buyer and Phoenix Capital and then processed on the MACC Pay digital platform.
Period
April 15, 2026 – October 15, 2026
Open volume
5,000,000 SGRT
Reference price
USD 100.00 / SGRT
Commercial terms
Negotiable volume discounts
OTC Process
Investor contact via the secure form
Profile screening, KYC/AML, and review of the desired allocation
Direct OTC negotiation with Phoenix Capital
Signing of the over-the-counter purchase/sale agreement
Digital processing and transaction tracking on MACC Pay
Any allocation request is subject to KYC/KYB verification, AML/CFT compliance, sanctions screening, jurisdictional restrictions, contractual documentation, and all applicable regulatory approvals.

No allocation, delivery, conversion, or liquidity is guaranteed prior to formal acceptance. Subject to the Regulatory Notice.
The SGRT is not designed as a short-term liquidity instrument. No secondary liquidity, redemption, exit price, market-making, or monetary convertibility is guaranteed. Any transaction is subject to contractual agreement, availability, compliance requirements, transfer restrictions, and applicable regulations.
Conversion

From Digital Gold to Investment Gold.

The SGRT is structured around a gradual conversion process over time.
Beginning in Year 6, subject to effective production, certification, refining, reserve availability, documentary compliance, and the rules of the AXIS Program, certain holders may become eligible to request a progressive conversion into SGCT.

The SGCT will then represent a distinct entitlement linked to gold that has been extracted, refined, allocated, and held in custody.

Each SGCT can then be held in custody, converted into physical gold in your account, shipped to the location of your choice, or split into DYME units—each equivalent to 1/100th of a gram of gold—for transactional use.

Starting in the 6th year, the holder has the option to convert 10% per year, until the end of the 15-year program, into SGCTs equivalent to 1 gram of 99.9% Swiss investment gold.


Each SGCT can then be held in custody, converted into physical gold in your account, shipped to the location of your choice, or split into DYME units—each equivalent to 1/100th of a gram of gold—for transactional use.

Years 1–5
Build-up phase
Accumulation, gradual hedging, structuring of the reserve, and exposure to gold’s safe-haven value within a productive and traceable framework.
Starting in Year 6
Conversion phase
Option to convert 10% annually into SGCT, equivalent to 1 gram of 99.9% investment gold.
Through Year 15
Program maturation
Gradual conversion trajectory, maintaining access to primary gold, digital utility, and natural returns.

From GOLDCONNECT Production to Investment Bullion

A secure, traceable, and fully integrated physical chain.

Gold produced under the GOLDCONNECT Initiative is collected, secured, fully traceable, and exported to our partner refineries.

Upon receipt by our accredited refineries, the gold is processed in accordance with internationally recognized investment gold standards, with the objective of producing 99.9% fine gold bullion bars in the standard 1 kg format, bearing the official hallmark of the refinery.

These bullion bars constitute the physical foundation of the investment gold associated with the SGRT-to-SGCT conversion mechanism.

Following refining and production, the bullion bars are transferred to and stored in a secure vault at the Geneva Freeport or an equivalent secure facility, within an internationally recognized environment dedicated to the custody, protection, and preservation of precious assets.

This framework ensures complete continuity between:

✓ Gold produced at the source through the GOLDCONNECT Initiative
✓ Full traceability and security throughout the physical supply chain
✓ Refining in accordance with international investment gold standards
✓ Production of hallmarked 1 kg gold bullion bars
✓ Secure vault storage at the Geneva Freeport or an equivalent secure facility
✓ The progressive conversion of SGRT into SGCT

The SGRT therefore represents more than a simple digital exposure to gold. It forms part of a real, structured, and verifiable value chain, linking GOLDCONNECT’s gold production to investment gold stored in a secure facility.

This conversion pathway is supported by the Program’s reserve framework, including a dedicated SGRT liquidity reserve component and a gold backing protection reserve component.
Usage Ecosystem

Save, receive, convert, buy, use.

The SGRT is part of a comprehensive economic system: receiving carbon credits, preferential access to primary gold, convertibility to DYME, and transactional use in AXIS FLOW.

AXIS FLOW & MACC Pay

AXIS FLOW and MACC Pay are technical and compliance infrastructures, not open or licensed payment systems, unless supported by applicable regulatory authorization. Any payment, conversion, custody, transfer, or electronic money functionality is subject to prior qualification or authorization by the Central Bank of the Congo (BCC) and/or the relevant regulated service providers.

✓ Gold savings management

✓ Receipt and valuation of carbon credits

✓ Purchase of primary gold at preferential prices

✓ Conversion of gold into DYME

✓ Digital execution and tracking of pre-sale transactions

Understanding the SGRT Underlying Asset Framework

Save. Receive. Convert. Purchase. Use.

SGRT White Paper

The reference document for the underlying asset. The SGRT White Paper provides a comprehensive overview of the instrument’s architecture, including its backing by underground gold resources, the GOLDCONNECT production chain, the right to future gold, the accumulation of physical reserves, refining to LBMA standard investment gold, conversion into SGCT, the integration of the FCRT / MACC T framework, and the associated value creation mechanisms.

It serves as the primary reference document for qualified investors, institutional partners, and financial market participants seeking to evaluate the SGRT’s underlying asset, structural framework, and economic model.
Revised Version – July 2026
The SGRT is presented as a contractual, non-monetary, permissioned digital instrument. This document does not constitute a public offering, a promise of financial return, a guarantee of liquidity, or any form of regulatory authorization.
Key Message

SGRT does more than just digitize gold: it elevates it to the status of an institutional investment framework.

A reserve of value based on a real asset. An annual natural yield. Concrete monetary utility. Privileged access to primary gold. A debt-free financing model. All within a continuous chain linking the resource from the source, the on-the-ground infrastructure, tokenization, and the international capital market.
Any allocation request is subject to KYC/KYB verification, AML/CFT compliance, sanctions screening, jurisdictional restrictions, contractual documentation, and all applicable regulatory approvals. No allocation, delivery, conversion, or liquidity is guaranteed prior to formal acceptance. Subject to the Regulatory Notice.
To go further

Discover Phoenix Capital

The Private Platform Behind the AXIS Program

Phoenix Capital is the private platform responsible for structuring, developing, and supporting the deployment of the AXIS Program, in partnership with its institutional, technical, and operational stakeholders.

Through its GOLDCONNECT, MACC, and AXIS FLOW initiatives, Phoenix Capital builds an integrated ecosystem connecting natural resources, traceability, digital assets, payment infrastructures, and their associated value creation mechanisms.

To learn more about Phoenix Capital, its ecosystem, and its role in supporting the AXIS Program:

Regulatory Notice

The SGRT does not constitute legal tender, electronic money, a bank deposit, a publicly offered security, sovereign debt, a government guarantee, or a general-purpose payment instrument.

The SGRT is offered as a contractual, non-monetary digital instrument, intended exclusively for qualified or institutional investors through private over-the-counter (OTC) allocations.Any functionality relating to payments, conversion, liquidity, transactional use, MACC Pay, AXIS FLOW, DYME, or SGCT remains subject to the applicable contractual, technical, regulatory, and compliance requirements, including the qualification or non-objection of the Central Bank of the Congo (BCC) where required.No return, redemption, liquidity, price, conversion, delivery, or economic benefit is guaranteed except as expressly provided under a specific contractual agreement.